Physical address
4 Merchant Place Corner Fredman Drive and Rivonia Road Sandton 2196
Postal address
PO Box 650149 Benmore 2010
Contact numbers
T: +27 11 282 1808 F: +27 11 282 8088
If any of the following circumstances are applicable to you, it may be necessary to have a will or review your existing will:
A will enables you to:
Must you name a guardian for a child?
When nominating a guardian, please consider
Nominating a guardian
The purpose of a living will is to record your wishes regarding life support and artificial means of keeping you alive.
It is completely separate from your last will and testament.
A living will does not advocate euthanasia but simply removes the burden of making a difficult decision to switch off life support, from the family.
To get in touch,
call us on 087 736 8941
email financial_advisory@fnb.co.za
or speak to a banker or a financial planner in a branch.
Why save for retirement
Get the benefit of compound interest and returns, this is how money makes more money for you over a long period. Look after the future and start saving towards retirement as early as possible. Maintain your desired standard of living and plan for unforeseen expenses in your retirement.
Things to consider
Take advantage of
A retirement annuity is a great way to supplement your pension or provident fund savings or save independently to build up enough to retire comfortably. At the same time, it allows you to maximise your allowable tax deductions of 27.5% of your income. And you pay no income, capital gains or dividends tax on all returns in your RA.
Save on fees
You save on financial advisory fees and pay no administration fees for the first 18 months. Terms and conditions apply.
Open and manage your RA on the FNB App
Get started with just R300 per month via debit order. Or deposit a lump sum of R5 000 and make additional minimum contributions of R2 000.
Get more value
Make sure you update your retirement plan with any new retirement goals and adjust your savings and investments accordingly.
At the same time you should update your will to ensure that your hard earned money and other assets are distributed according to your wishes.
A will is one of the most important documents you will ever sign.
Exposure to offshore investment allows you to diversify the risk that comes with a South African only investment portfolio and to take advantage of opportunities that are more attractive than those that are locally based.
Whether you are looking to save short term in foreign currency, access structured foreign-based investment funds for your long-term goals, or you want to trade on international equity markets, we have all the right international solution for you.
Starting with a small amount over a long period can give the comfort that you will be able to look after yourself in your golden years. We can help you save towards retirement with our newly launched Retirement Annuity (RA).
Open a retirement annuity in less than 3 minutes on the FNB App.
Tip: Have your tax number ready.
Choose from our range of funds
We've designed our retirement annuities to help you reach your retirement goals. Invest in a range of funds designed to beat inflation.
FNB Multi Manager Income Fund
Suitable for those looking for income by investing across different income-oriented assets
FNB Stable Fund of Funds
Suitable for those who want to invest for up to 3 years and require a high but stable income level.
FNB Moderate Fund of Funds
Suitable for those who want to generate great returns, with moderate exposure to risk.
FNB Growth Fund of Funds
Suitable for those with an aggressive risk appetite, who want high returns and have a long investment term of 7+ years.
New FNB Core Balanced Fund
Suitable for those looking for a low-cost fund with steady long-term returns and capital growth.
Tips to free up cash
Reach your retirement goals with an
Make sure you save enough money to retire comfortably by investing in our retirement annuity, from as little as R300 p.m or R5 000 lump sum.
Why save for retirement
Get the benefit of compound interest and returns, this is how money makes more money for you over a long period. Look after the future and start saving towards retirement as early as possible. Maintain your desired standard of living and plan for unforeseen expenses in your retirement.
Take advantage of
A retirement annuity is a great way to supplement your pension or provident fund savings or save independently to build up enough to retire comfortably. At the same time, it allows you to maximise your allowable tax deductions of 27.5% of your income. And you pay no income, capital gains or dividends tax on all returns in your RA.
Starting with a small amount over a long period can give the comfort that you will be able to look after yourself in your golden years. We can help you save towards retirement with our newly launched Retirement Annuity (RA).
Open a retirement annuity in less than 3 minutes on the FNB App.
Legacy planning
Make sure you update your retirement plan with any new retirement goals.
Physical address
4 Merchant Place Corner Fredman Drive and Rivonia Road Sandton 2196
Postal address
PO Box 650149 Benmore 2010
Contact numbers
T: +27 11 282 1808 F: +27 11 282 8088